Terms of Service

Effective April 17, 2026 · PropFilter.AI LLC

These Terms of Service (the “Terms”) govern your access to and use of the PropFilter.AI website, applications, and related services (collectively, the “Service”). The Service is operated by PropFilter.AI LLC, a Virginia limited liability company (“PropFilter.AI,” “we,” “us,” or “our”). PropFilter.AI was formerly known as LotSplit; references in archival materials to “LotSplit” refer to the same service.

By creating an account, clicking “I agree,” or otherwise using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

Important: The Service lets you contact property owners by postcard, SMS, and email. You are solely responsible for complying with all laws that apply to that contact, including the TCPA, CAN-SPAM Act, state do-not-call laws, and fair-housing rules. See Section 6 for details.

1. Acceptance

These Terms form a binding contract between you and PropFilter.AI LLC. If you are using the Service on behalf of an entity, you represent that you have authority to bind that entity, and “you” means that entity and its authorized users.

2. Eligibility

You must be at least 18 years old and able to form a binding contract under applicable law to use the Service. The Service is intended for real estate professionals, investors, developers, and allied parties; it is not designed for personal, consumer, or household use, although we do not affirmatively restrict it to business entities.

3. The Service

The Service provides tools to search, filter, score, and analyze real property records (“parcel data”), to look up publicly available and commercially available owner contact information (“skip trace”), to send direct mail and SMS on your behalf to property owners, and related features. The Service is currently in active development. Features may change, be added, removed, rate-limited, or gated to paid plans at our discretion.

4. Accounts & Security

  • You are responsible for the accuracy of the information you provide during signup and for keeping it current.
  • You are responsible for safeguarding your password, access tokens, and any third-party credentials (e.g., connected Gmail accounts) used with the Service.
  • You are responsible for all activity on your account. Notify us promptly of any unauthorized access.
  • You may not share accounts, resell seats, or use automated means to create multiple accounts without our written consent.

5. Acceptable Use

You will not, and will not attempt to:

  • use the Service to violate any law, regulation, or third-party right, including privacy, publicity, intellectual property, fair-housing, consumer-protection, telecommunications, and anti-spam laws;
  • harass, threaten, defraud, or harm any person, including any property owner whose information appears in the Service;
  • scrape, crawl, spider, index, data-mine, or systematically extract data from the Service, whether manually or through any bot, script, headless browser, or other automated means, beyond the explicit export tools we provide and only within the quotas, filters, and volume limits we set;
  • circumvent, disable, or interfere with authentication, rate limits, pagination caps, usage meters, plan entitlements, captchas, IP blocks, watermarks, or any other access or metering control of the Service, or impersonate another user or account;
  • reverse engineer, decompile, disassemble, or attempt to discover the source code, architecture, request/response format, algorithm, heuristic, weight, threshold, scoring rubric, or training data of any part of the Service, including its API, its deal and motivation scoring, its edge/landlocked/buildable classifiers, its zoning extraction, or any other machine-learning model output;
  • use the Service, or any data, export, score, classification, tier, flag, label, tag, map tile, geometry, or derivative we produce, to train, pre-train, fine-tune, distill, evaluate, benchmark, or ground any machine-learning or artificial- intelligence model, whether yours or a third party’s;
  • use the Service, or any output of it, to design, build, host, operate, benchmark, price, market, or improve any product, dataset, index, API, report, map, screen, or analytics service that competes with PropFilter.AI, or to copy, imitate, or mirror the selection, arrangement, presentation, filter taxonomy, scoring methodology, or user-interface of the Service;
  • resell, sublicense, republish, syndicate, or redistribute parcel, owner, contact, score, classification, tile, or any other Service data or output to any third party, or use any such data for purposes other than your own bona fide real-estate activity; use of exported CSVs, lists, reports, or contacts is for your internal use only and remains subject to these Terms even after you cancel your account;
  • upload malware, interfere with or overload the Service, or probe, scan, or test the vulnerability of any system;
  • remove, obscure, or alter any notice, credit, trademark, copyright, watermark, or branding in the Service or any export, or misrepresent your identity or affiliation when communicating through the Service;
  • use skip trace or owner contact data for stalking, doxxing, extortion, discriminatory targeting, or any purpose prohibited by the Fair Credit Reporting Act or the Driver’s Privacy Protection Act.

We may rate-limit, throttle, watermark, log, sample, or block any usage that we reasonably believe violates this Section or is inconsistent with normal individual use of a paid plan. If we detect what looks like scraping, AI training, or a competing build, we may suspend or terminate the account immediately and without notice and take legal action.

6. Outreach Compliance (Required)

The Service enables you to send postcards, SMS text messages, and emails to property owners. These channels are heavily regulated. You are solely responsible for complying with every law that applies to your outreach, and you warrant that you will:

  • comply with the Telephone Consumer Protection Act (TCPA) and any applicable state analog, including by scrubbing numbers against the National Do Not Call Registry and any applicable state do-not-call lists before calling or texting, honoring all stop/opt-out requests promptly, and obtaining any consent required for autodialed or prerecorded calls or text messages;
  • comply with the CAN-SPAM Act in any commercial email, including by accurately identifying the sender, providing a working unsubscribe mechanism, and honoring opt-out requests within 10 business days;
  • comply with CTIA Messaging Principles, carrier guidelines, and 10DLC registration requirements for any SMS sent through the Service, including quiet-hour restrictions;
  • comply with the Fair Housing Act and equivalent state laws — including by not making housing offers or solicitations that discriminate on the basis of race, color, national origin, religion, sex, familial status, disability, or any other protected characteristic;
  • comply with any licensing requirements that apply to your real estate, wholesaling, or investment activity in the jurisdiction where the property is located and where the recipient resides;
  • keep truthful, substantiated records of consent, opt-outs, and sender identity for any outreach sent through the Service, and provide them to us on reasonable request.
DNC/litigator flags are informational. We surface do-not-call and litigator flags returned by our data providers when available. These flags are best-effort and may be incomplete or out of date. They do not substitute for your own scrub of the National DNC Registry and any applicable state lists.

If we reasonably believe your use of the Service violates this Section or exposes us, our data providers, or our sub-senders (Lob, Twilio, Resend, and similar) to legal or carrier risk, we may suspend or terminate your account and the associated outreach without notice.

7. Not a Consumer Report

Data provided by the Service, including owner names, addresses, phone numbers, email addresses, and any derived scores or flags, is provided for informational purposes only. The Service is not a “consumer reporting agency” and the data it returns is not a “consumer report” as those terms are defined in the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. § 1681 et seq. You agree not to use the Service or any data obtained through it, in whole or in part, to make decisions about:

  • credit, insurance, or housing eligibility;
  • employment, including hiring, retention, promotion, or reassignment;
  • tenant screening, rental eligibility, or any other purpose covered by the FCRA;
  • any other purpose that would require a permissible purpose under the FCRA, the Driver’s Privacy Protection Act, or the Gramm-Leach-Bliley Act.

8. Third-Party Property Data

Parcel, assessor, deed, zoning, flood, and other public records shown in the Service are aggregated from county, state, and federal sources, as well as commercial providers. Owner contact information (phone numbers, email addresses, DNC flags) is sourced from commercial skip trace providers. This data is provided on an as-is basis. It may be incomplete, out of date, or incorrect. You are responsible for independently verifying any data before acting on it — including before contacting any person, making an offer, or committing funds.

9. Subscriptions, Fees & Refunds

Paid plans

Some features are available only on paid plans. By subscribing, you authorize us, through our payment processor (Stripe), to charge your payment method the applicable fee on a recurring basis until you cancel.

Usage-based charges

Some actions incur per-unit costs (for example, per-postcard printing and postage fees, per-SMS fees, per-skip-trace fees, or per-email fees). You agree to pay those charges as they are incurred. Quoted costs are estimates and actual charges may vary based on delivery outcomes, retries, or provider fees.

Cancellation and refunds

You may cancel a paid plan at any time from your account settings. On cancellation, you retain access through the end of the current paid period. All fees are non-refundable except where required by law. Amounts already spent on usage-based items (mail in production, SMS sent, skip traces already run) are not refundable even if you cancel your subscription immediately after.

10. Authorized Sub-Senders

When you send a postcard, SMS, or email through the Service, we transmit the content and recipient data to our sending providers — currently Lob and Handwrytten (mail), Twilio (SMS), and Resend (email) — who act on your behalf as your authorized sub-senders. You are the “sender” and “initiator” of each message for purposes of CAN-SPAM, TCPA, and carrier rules. We may change sub-senders at any time.

11. Your Content

Your Content” means content you upload or generate through the Service — saved searches, lists, notes, uploaded files, outreach templates, sender info, and the like. You retain ownership of Your Content. You grant PropFilter.AI a worldwide, non-exclusive, royalty-free license to host, copy, process, display, and transmit Your Content solely to operate, secure, and improve the Service for you. You represent that you have the rights needed to grant this license and that Your Content does not violate any law or third-party right.

12. Our IP, Derived Data & Service Protection

Ownership of the Service

The Service — including its source and object code, APIs, database schemas, data pipelines, UI layout, selection and arrangement of content, filter taxonomy, icons, trade dress, documentation, and the look and feel of every page and export — is owned by PropFilter.AI LLC and its licensors and is protected by copyright, trademark, trade-secret, patent, and unfair-competition laws in the United States and worldwide.

Compilation and derived-data rights

Individual public records (tax assessor rolls, deeds, FEMA flood polygons, TIGER roads, and the like) are in the public domain, but our selection, cleaning, normalization, geocoding, cross-linking, enrichment, partitioning, and compilation of those records into the PropFilter.AI dataset is our proprietary compilation, protected to the fullest extent of copyright, database, sui-generis, and unfair-competition law. In addition, every field we compute or derive — including without limitation our deal scores, motivation scores, motivation tiers, by-right screens, buildable-area and max-lots estimates, edge and corner-lot classifications, landlocked flags, frontage and depth estimates, zoning rule extractions, comp confidence, slope and buildability metrics, and map tiles — is the exclusive property of PropFilter.AI LLC regardless of how you access or export it (collectively, the “Derived Data”). The Derived Data, together with any non-public scoring rubric, threshold, heuristic, weight, prompt, or model behind it, is confidential and a trade secret of PropFilter.AI LLC.

Limited license to you

We grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service and the Derived Data solely for your own internal, bona fide real-estate activity and only during the period you are a user in good standing. The license does not include any right to (a) extract, copy, or retain the dataset or Derived Data beyond the volumes and use cases our export tools permit; (b) provide, share, or display the Service or Derived Data to any third party; (c) use the Service or Derived Data to train or evaluate any AI or ML model; or (d) use the Service or Derived Data to build or operate any competing product or service, as more fully described in Section 5. All rights not expressly granted are reserved to PropFilter.AI LLC.

Trademarks

“PropFilter.AI,” “LotSplit,” the PropFilter.AI wordmark and logo, and any other name, logo, or slogan of the Service are trademarks of PropFilter.AI LLC. You may not use them, any confusingly similar mark, or our trade dress without our prior written permission, and you may not register any domain name, handle, or mark that incorporates them.

Post-termination

On any termination or cancellation, the license above ends immediately. You must stop using the Service, and you must delete or destroy any Derived Data in your possession or control, except for (i) CSV exports properly generated before termination, which you may retain solely for your own internal real-estate records, and (ii) records you are required by law to preserve. Your obligations not to scrape, reverse engineer, use for AI training, or use to build a competing product under Section 5 survive termination and apply to any data you retained, exported, or cached.

Confidentiality

Non-public aspects of the Service — including the Derived Data behind any flag or score, beta features, product roadmap we share with you, non-public pricing, non-public API shapes, and internal scoring rubrics — are the confidential information of PropFilter.AI LLC. You will not disclose, publish, or use our confidential information except as the Service requires, and you will protect it with at least the same care you use for your own confidential information.

Monitoring and enforcement

We may log, monitor, sample, and audit your use of the Service to detect abuse, scraping, anomalous access patterns, or other violations of these Terms. We may rate-limit, throttle, watermark, shadow-ban, suspend, or terminate access at any time if we reasonably believe you are in breach, without waiving any other remedy.

Equitable relief

You acknowledge that any breach of Section 5 (Acceptable Use) or this Section 12 will cause PropFilter.AI LLC irreparable harm for which money damages alone would be inadequate, and that we are entitled to seek injunctive or other equitable relief — in addition to any other remedy available at law — from any court of competent jurisdiction without the requirement of posting a bond or proving actual damages. Section 18 (Arbitration) does not prevent us from seeking this relief in court.

13. Feedback

If you submit ideas, feature requests, bug reports, or other feedback, you grant us a perpetual, irrevocable, royalty-free license to use the feedback for any purpose without obligation to you.

14. Suspension & Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have breached these Terms, exposed us or our providers to legal or carrier risk, or failed to pay amounts due. You may close your account at any time. On termination, your license to the Service ends, and we may delete Your Content in accordance with our Privacy Policy. Sections 5, 7, 8, 11, 12, 15, 16, 17, 18, and 19 survive termination; in particular, the no-scraping, no-reverse-engineering, no-AI-training, no-competing-use, and confidentiality obligations remain in force indefinitely and apply to any data you retained, exported, or cached.

15. Disclaimers

THE SERVICE AND ALL DATA MADE AVAILABLE THROUGH IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE OR ANY DATA IS ACCURATE, COMPLETE, CURRENT, UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. WE ARE NOT A LICENSED BROKER, APPRAISER, ATTORNEY, SURVEYOR, OR FINANCIAL ADVISOR. NOTHING IN THE SERVICE CONSTITUTES LEGAL, FINANCIAL, TAX, OR REAL ESTATE ADVICE.

16. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL PROPFILTER.AI LLC, ITS AFFILIATES, OR ITS LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST REVENUE, LOST DATA, BUSINESS INTERRUPTION, OR LOSS OF GOODWILL, ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100). THESE LIMITATIONS APPLY NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

17. Indemnification

You will defend, indemnify, and hold harmless PropFilter.AI LLC, its affiliates, and their officers, directors, employees, and agents from and against any third-party claim, demand, loss, or expense (including reasonable attorneys’ fees) arising out of or related to (a) your use of the Service, (b) Your Content, (c) your outreach to any person through or using the Service, (d) your violation of these Terms or any law, or (e) your violation of any third-party right, including privacy, publicity, or intellectual-property rights.

18. Arbitration & Class Waiver

Please read this section carefully. It affects how disputes are resolved.

Binding arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service (a “Dispute”) will be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules. The arbitration will be conducted by a single arbitrator, in the English language, seated in Richmond, Virginia, or by video conference at the arbitrator’s discretion. Judgment on the award may be entered in any court of competent jurisdiction.

Class-action waiver

YOU AND PROPFILTER.AI LLC AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR HAS NO AUTHORITY TO CONSOLIDATE CLAIMS OR HEAR A CLASS ACTION.

30-day opt-out

You may opt out of this Section 18 by emailing us at the address in Section 21 with the subject line “Arbitration Opt-Out” within 30 days after you first agree to these Terms. Opting out does not affect any other part of these Terms.

Exceptions

Either party may bring (a) a small-claims action in the court for the city or county where the responding party is located, and (b) an action in court solely for injunctive or equitable relief to protect its intellectual property or confidential information.

19. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict-of-laws rules. For any Dispute not subject to arbitration, you and we submit to the exclusive jurisdiction of the state and federal courts located in Richmond, Virginia, and waive any objection to venue there.

20. Changes to These Terms

We may update these Terms from time to time. If we make a material change, we will post the updated Terms with a new effective date and, if you have an account, give you reasonable notice (for example, by email or in-product notice). Changes take effect on the new effective date. Your continued use of the Service after that date means you accept the changes. If you do not accept, stop using the Service and close your account.

21. Contact

Questions about these Terms, notices, and legal correspondence should be sent to:

PropFilter.AI LLC
Attn: Legal
Email: TBD
Mailing address: TBD

© 2026 PropFilter.AI LLC. All rights reserved. Effective April 17, 2026. See also our Privacy Policy.